The Accident Law of 1883 was rejected, for it still included the state
contribution to which the Reichstag would not assent, and also
contributions from the workmen. A new law, drafted according to their
wishes, was passed in 1884. It applied only to those occupations, mines
and factories, in which the use of machinery was common; it threw the
whole burden of compensation on to the masters; but, on the other hand,
for the first thirteen weeks after an accident the injured workman
received compensation from the sick fund, so that the cost only fell on
the masters in the more serious cases. The masters were compelled to
insure themselves against the payments for which they might become
liable, and for this purpose had to form trades associations,
self-governing societies, which in each district included all the
masters for each particular trade. The application of this law was
subsequently extended to other trades. It was not till 1889 that the
greatest innovation, that of insurance against old age, was carried. The
obligation to insure rested on all who were in receipt of wages of not
more than two pounds a week. Half the premium, according to the wages
received, was paid by the master. The pension began at the age of
seventy, the amount varying by very complicated rules, but the state
paid a fixed sum of two pounds ten shillings annually in addition to the
pension. These measures worked well. They were regarded with
satisfaction by masters and men alike. Alterations have been made in
detail, and further alterations demanded, but the laws have established
themselves in practice. The large amount of self-administration has
prevented an undue increase of bureaucratic power. The co-operation of
masters and men in the administration of the societies has a good effect
on the relations of the classes.
Except in the matter of insurance, the total result, however, for the
moment was small. The demands repeatedly made by the Centre and the
Conservatives for effective factory legislation and prohibition of
Sunday labour were not successful. Bismarck did not wish to lay heavier
burdens on the capitalists, and it was not till a later period that they
were carried out.
Foreign affairs: the Triple Alliance.
Public-domain text, read in full here on John Shaqi.
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