The condition of parties was such that Bismarck could not hope to win a
majority for his schemes, especially as he could not obtain the monopoly
on tobacco on which he depended to cover the expense. The first reform
was the restoration of the gilds, to which the Conservatives attached
great importance. Since 1869 they continued to exist only as voluntary
associations with no public duties; many had been dissolved, and this is
said to have brought about bad results in the management of
lodging-houses, the condition of apprentices, support during illness,
and the maintenance of labour bureaus. It was supposed that, if they
could be restored, the corporate spirit would prevent the working men
from falling under the influence of the Socialists. The law of 1881,
while it left membership voluntary, gave to them many duties of a
semi-public nature, especially that of arbitration between masters and
men. These were extended by a further law in 1884.
Compulsory insurance.
The really important element was the scheme for a great imperial system
by which all working men and women should be provided for in case of
sickness, accident or old age. Bismarck hoped by this to relieve the
parishes of the burden of the poor-rate, which would be transferred to
the empire; at the same time the power of the government would be
greatly extended. The first proposal in March 1881 was for compulsory
insurance against accidents. Every one employed on railways, mines and
factories was to be insured in an imperial office; the premium was to be
divided equally between masters, workmen and the state. It was bitterly
opposed by the Liberals, especially by Bamberger; all essential features
were altered by the Reichstag, and it was withdrawn by the government
after it had passed the third reading.
In 1882 a fresh scheme was laid before the newly elected Reichstag
dealing with insurance against accident and against sickness. The two
parts were separated by the Reichstag; the second, which was the
necessary prelude to the other, was passed in 1883. The law was based on
an old Prussian principle; insurance was made compulsory, but the state,
instead of doing the work itself, recognized the existing friendly and
other societies; they were still to enjoy their corporate existence and
separate administration, but they were placed under state control, and
for this purpose an imperial insurance department was created in the
office of the secretary of state for the interior. Uniform regulations
were to be followed in all trades and districts; one-third of the
premium was paid by the employer, two-thirds by the workmen.
Public-domain text, read in full here on John Shaqi.
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