Admirably strong and vital is the exposition of the _role_ and functions of money in the modern world, and the nearer and remoter psychological effects of the tremendous tyranny of money. A certain external _eclat_ is required to give the great commercial house the proper splendor in the sight of the world. Thus Tjaelde speculates in hospitality as in everything else, and when he virtually has nothing, makes the grandest splurge in order to give a spurious impression of prosperity. Though by nature an affectionate man, he neglects his family because business demands all his time. He defrauds himself of the happiness which knocks at his door, because business fills his head by night and by day, and absorbs all his energy. A number of parasites (such as the fortune-hunting lieutenant) attach themselves to him, as long as he is reputed to be rich, and make haste to vanish when his riches take wings. On the other hand, the true friends whom in his prosperity he hectored and contemned are revealed by adversity. There would be nothing remarkable in so common an experience, if the friends themselves, as well as the parasites, were not so delightfully delineated. The lieutenant, with his almost farcical interest in the bay trotter, is amusingly but lightly drawn; but the awkward young clerk, Sannaes, who refuses to abandon his master in the hour of trial, is a deeply typical Norwegian figure. All the little coast towns have specimens to show of these aspiring, faithful, sensitively organized souls, who, having had no social advantages are painfully conscious of their deficiencies, but whose patient industry and sterling worth in the end will triumph. No less keenly observed and effectively sketched is the whole gallery of dastardly little village figures--Holm, Falbe, Knutson with an s, Knutzon, with a z, etc. Signe and Valborg, the two daughters of Tjaelde, have, in spite of their diversity, a common tinge of Norwegian nationality which gives a gentle distinctness and relief to the world-old types.