Table of Interest on Investments . . . . . . . . . . . 142 Examples of Business Communications - Sending Money by Post . . . . . . . . . . . . . . . . 143 Requiring Money . . . . . . . . . . . . . . . 143 Acknowledging Receipt . . . . . . . . . . . . . 144 Transfer to Deposit Account . . . . . . . . . . 144 Arranging Cheques to be Honored by Another Bank 145 Request for Passport and Circular Notes . . . . 145 Ordering Letter of Credit . . . . . . . . . . . 146 Remitting in this Country . . . . . . . . . . . 146 Lodging Securities at Bank . . . . . . . . . . 147 Order to Receive Dividends . . . . . . . . . . 147 Ordering Investments . . . . . . . . . . . . . 148 EVERYBODY'S GUIDE TO MONEY MATTERS. CHAPTER I. EASY STEPS TO MONEY MATTERS. MONEY is the medium by which we may acquire from others, who are willing to part with them, such things as we may desire. The price of an article is the value set upon it by the possessor, as represented by an expressed sum in money. The price of some things are arbitrarily fixed by law or custom, such as stamps, professional fees, duties, &c. The standard of value in this country is gold, and it is as against gold, represented by coins of different denominations, that the value of all commodities is estimated. The authorised coins of the United Kingdom consist of the following pieces:- GOLD. Five-sovereign piece, equal to Five pounds. Two-sovereign piece, equal to Two pounds. One-sovereign piece, equal to One pound. Half-sovereign piece, equal to Half-a-pound. SILVER. A crown, or five-shilling piece, equal to one- fourth of a sovereign. Double-fiorin, or four-shilling piece, equal to one-fifth of a sovereign. Half-a-crown, or two shillings and sixpence, equal to one-eighth of a sovereign. Florin, or two-shilling piece, equal to one- tenth of a sovereign. Shilling piece, equal to one-twentieth of a sovereign. Sixpenny piece, one-half of a shilling. Threepenny piece, one-half of a sixpence. BRONZE. A penny, equal to one-twelfth of a shilling. Halfpenny, equal to one-half of a penny. Farthing, one-fourth of a penny. In writing or speaking of sums of money the expression takes the form of "pounds, shillings, and pence"; for example, Twenty-one pounds five shillings and nine pence. Sometimes the word "sterling" is added, meaning genuine or standard coin of the realm. In accounts the figures are placed in three parallel columns under the heading of £ s. d. "£" for pounds, "s." for shillings, and "d." for pence, from _Libri_, _solidi_, and _denarii_, the Latin equivalents for these values. || | | | || £ | s. | d. | || 21 | 5 | 9 | || | | |