A business acquaintance, Captain Jean Courteau, was about to sail to San Domingo in the West Indies. Pierre Girard gave his son sixteen thousand livres, about three thousand dollars; and the lad of fourteen, small for his age, went out into the world as a cabin-boy, to try his fortune. If his mother had been alive he would have been homesick, but as matters were at present the Girard house could not be a home to him. His first voyage lasted ten months; the three thousand dollars had gained him some money, and the trip had made him in love with the sea. He returned for a brief time to his brothers and sisters, and then made five other voyages, having attained the rank of lieutenant of the vessel. When he was twenty-three, he was given authority to act as "captain of a merchant vessel," and sailed away from Bordeaux forever. After stopping at St. Marc's in the island of San Domingo, young Girard sailed for New York, which he reached in July, 1774. With shrewd business ability he disposed of the articles brought in his ship, and in so doing attracted the interest of a prosperous merchant, Mr. Thomas Randall, who was engaged in trade with New Orleans and the West Indies. Mr. Randall asked the energetic young Frenchman to take the position of first officer in his ship L'Aimable Louise. This resulted so satisfactorily that Girard was taken into partnership, and became master of the vessel in her trade with New Orleans and the West Indies. After nearly two years, in May, 1776, Girard was returning from the West Indies, and in a fog and storm at sea found himself in Delaware Bay, and learned that a British fleet was outside. The pilot, who had come in answer to the small cannon fired from Girard's ship, advised against his going to New York, as he would surely be captured, the Revolutionary War having begun. As he had no American money with him, a Philadelphia gentleman who came with the pilot loaned him five dollars. This five-dollar loan proved a blessing to the Quaker City, when in after years she received millions from the merchant who came by accident into her borders. Captain Girard sold his interest in L'Aimable Louise, and opened a small store on Water Street, putting into it his cargo from the West Indies. He hoped to go to sea again as soon as the war should be over, and conferred with Mr. Lum, a plain shipbuilder near him on Water Street, about building a ship for him. Mr. Lum had an unusually beautiful daughter, Mary, a girl of sixteen, with black hair and eyes, and very fair complexion. Though eleven years older than Mary, Stephen Girard fell in love with her, and was married to her, June 6, 1777, before his family could object, as they soon did strenuously, when they learned that she was poor and below him in social rank.