Mr. Girard gave minute instructions to all his employees, with the direction that they were to "break owners, not orders." Miss Louise Stockton, in "A Sylvan City, or Quaint Corners in Philadelphia," tells the following incident, illustrative of Mr. Girard's inflexible rule: "He once sent a young supercargo with two ships on a two years' voyage. He was to go first to London, then to Amsterdam, and so from port to port, selling and buying, until at last he was to go to Mocha, buy coffee, and turn back. At London, however, the young fellow was charged by the Barings not to go to Mocha, or he would fall into the hands of pirates; at Amsterdam they told him the same thing. Everywhere the caution was repeated; but he sailed on until he came to the last port before Mocha. Here he was consigned to a merchant who had been an apprentice to Girard in Philadelphia; and he, too, told him he must not dare venture near the Red Sea. "The supercargo was now in a dilemma. On one side was his master's order; on the other, two vessels, a valuable cargo, and a large sum of money. The merchant knew Girard's peculiarities as well as the supercargo did; but he thought the rule to "break owners, not orders" might this time be governed by discretion. 'You'll not only lose all you have made,' he said, 'but you'll never go home to justify yourself.' "The young man reflected. After all, the object of his voyages was to get coffee; and there was no danger in going to Java, so he turned his prow, and away he sailed to the Chinese seas. He bought coffee at four dollars a sack, and sold it in Amsterdam at a most enormous advance, and then went back to Philadelphia in good order, with large profits, sure of approval. Soon after he entered the counting-room Girard came in. He looked at the young fellow from under his bushy brows, and his one eye gleamed with resentment. He did not greet him, nor welcome him, nor congratulate him, but, shaking his angry hand, cried, 'What for you not go to Mocha, sir?' And for the moment the supercargo wished he had. But this was all Girard ever said on the subject. He rarely scolded his employees. He might express his opinion by cutting down a salary, and when a man did not suit him he dismissed him." When one of Girard's bookkeepers, Stephen Simpson, apparently with little or no provocation, assaulted a fellow bookkeeper, injuring him so severely about the head that the man was unable to leave his home for more than a week, Girard simply laid a letter on Simpson's desk the next morning, reducing his salary from fifteen hundred dollars to one thousand per annum. The clerk was very angry, but did not give up his situation. When an errand-boy was caught in the act of stealing small sums of money from the counting-house, Mr. Girard put a more intricate lock on the money-drawer, and made no comment. The boy was sorry for his conduct, and gave no further occasion for complaint.