The annual cost of clothing and educating each of the two thousand orphans, including current repairs on the buildings, is a little more than three hundred dollars. On leaving college, each boy receives a trunk with clothing and books, amounting to about seventy-five dollars. Probably Mr. Girard, with all his far-sightedness, could not have foreseen the great good to the nation, as well as to the individual, in thus fitting, year after year, thousands of poor orphans for useful positions in life. Mr. Arey well says: "When in the fulness of time many homes have been made happy, many orphans have been fed, clothed, and educated, and many men rendered useful to their country and themselves, each happy home, or rescued child, or useful citizen, will be a living monument to perpetuate the name and embalm the memory of the dead 'Mariner and Merchant.'" ANDREW CARNEGIE AND HIS LIBRARIES. "This, then, is held to be the duty of the man of wealth: First, to set an example of modest, unostentatious living, shunning display or extravagance; to provide moderately for the legitimate wants of those dependent upon him; and after doing so, to consider all surplus revenues which come to him simply as trust funds, which he is called upon to administer, and strictly bound as a matter of duty to administer in the manner which, in his judgment, is best calculated to produce the most beneficial results for the community,--the man of wealth thus becoming the mere trustee and agent for his poorer brethren." Thus wrote Andrew Carnegie in his "Gospel of Wealth," published in the _North American Review_ for June, 1889. This article so interested Mr. Gladstone that he asked the editor of the _Review_ to permit its republication in England, which was done. When the world follows this "Gospel," and those who have means consider themselves "trustees for their poorer brethren," and their money as "trust funds," we shall see little of the heartbreak and the poverty of the present age. [Illustration: Always your friend, Andrew Carnegie] "Ring in the valiant man and free, The larger heart, the kindlier hand; Ring out the darkness of the land, Ring in the Christ that is to be." Andrew Carnegie was born at Dunfermline, Scotland, Nov. 25, 1835, into a poor but honest home. His father, William Carnegie, was a weaver, a man of good sense, strongly republican, though living under a monarchy, and well-read upon the questions of the day. The mother was a woman of superior mind and character, to whom Andrew was unusually devoted, till her death in 1886, when he had reached middle life. When Andrew was twelve years of age and his brother Thomas five, the parents decided to make their home in the New World, coming to New York in a sailing-vessel in 1847. They travelled to Pittsburg, Penn., and lived for some time in Allegheny City.