independence of his son? Many characters in life appear difficult to be understood, but if those who wish to analyze them only consulted human nature, instead of rushing into far-fetched theories, and traced with patience the effect which interest, or habit, or inclination is apt to produce on men of a peculiar temperament, when placed in certain situations, there would be much less difficulty in avoiding those preposterous exhibitions which run into caricature, or outrage the wildest combinations that can be formed from the common elements of humanity. Having said this much, we will beg our readers to suppose that young Connor is now twenty-two years of age, and request them, besides, to prepare for the gloom which is about to overshadow our story. We have already stated that Fardorougha was not only an extortioner, but a usurer. Now, as some of our readers may be surprised that a man in his station of life could practise usury or even extortion to any considerable extent, we feel it necessary to inform them that there exists among Irish farmers a class of men who stand, with respect to the surrounding poor and improvident, in a position precisely analogous to that which is occupied by a Jew or moneylender among those in the higher classes who borrow, and are extravagant upon a larger scale. If, for instance, a struggling small farmer have to do with a needy landlord or an unfeeling agent, who threatens to seize or eject, if the rent be not paid to the day, perhaps this small farmer is forced to borrow from one of those rustic Jews the full amount of the gale; for this he gives him, at a valuation dictated by the lender's avarice and his own distress, the oats, or potatoes, or hay, which he is not able to dispose of in sufficient time to meet the demand that is upon him. This property, the miser draws home, and stacks or houses it until the markets are high, when he disposes of it at a price which often secures for him a profit amounting to one-third, and occasionally one-half, above the sum lent, upon which, in the meantime, interest is accumulating. For instance, if the accommodation be twenty pounds, property to that amount at a ruinous valuation is brought home by the accommodator. This perhaps sells for thirty, thirty-five, or forty pounds, so that, deducting the labor of preparing it for market, there is a gain of fifty, seventy-five, or a hundred per cent. besides, probably, ten per cent, interest, which is altogether distinct from the former. This class of persons will also take a joint bond, or joint promissory note, or, in fact, any collateral security they know to be valid, and if the contract be not fulfilled, they immediately pounce upon the guarantee. They will, in fact, as a mark of their anxiety to assist a neighbor in distress, receive a pig from a widow, or a cow from a struggling small farmer, at thirty or forty per cent, beneath its value, and claim the merit of being a friend into the bargain.