Mr. Harrison’s letter, published in the Fors for June, is perhaps no less valuable as an evidence of the subtlety with which this sin has seized upon and paralyzed the public mind, (so that even a man of Mr. Harrison’s general intelligence has no idea why I ask a question about it,) than as a clear statement of the present condition of the law, produced by the usurers who are ‘law-makers’ for England, though lawyers are not. Usury is properly the taking of money for the loan or use of anything, (over and above what pays for wear and tear,) such use involving no care or labour on the part of the lender. It includes all investments of capital whatsoever, returning ‘dividends,’ as distinguished from labour wages, or profits. Thus anybody who works on a railroad as platelayer, or stoker, has a right to wages for his work; and any inspector of wheels or rails has a right to payment for such inspection; but idle persons who have only paid a hundred pounds towards the road-making, have a right to the return of the hundred pounds,—and no more. If they take a farthing more, they are usurers. They may take fifty pounds for two years, twenty-five for four, five for twenty, or one for a hundred. But the first farthing they take more than their hundred, be it sooner or later, is usury. Again, when we build a house, and let it, we have a right to as much rent as will return us the wages of our labour, and the sum of our outlay. If, as in ordinary cases, not labouring with our hands or head, we have simply paid—say £1000—to get the house built, we have a right to the £1000 back again at once, if we sell it; or, if we let it, to £500 rent during two years, or £100 rent during ten years, or £10 rent during a hundred years. But if, sooner or later, we take a pound more than the thousand, we are usurers. And thus in all other possible or conceivable cases, the moment our capital is ‘increased’ by having lent it, be it but in the estimation of a hair, that hair’s-breadth of increase is usury, just as much as stealing a farthing is theft, no less than stealing a million. But usury is worse than theft, in so far as it is obtained either by deceiving people, or distressing them; generally by both: and finally by deceiving the usurer himself, who comes to think that usury is a real increase, and that money can grow of money; whereas all usury is increase to one person only by decrease to another; and every grain of calculated Increment to the Rich, is balanced by its mathematical equivalent of Decrement to the Poor. The Rich have hitherto only counted their gain; but the day is coming, when the Poor will also count their loss,—with political results hitherto unparalleled.