"Oh no, no, sir, thank you; I could not think of it," said the old lady. However, as she said the words in a tone which evidently did not mean that she positively would not receive the amount, the Squire pulled out a sovereign, and handed it to her. "There is the sum with interest--very small interest though," he observed. "I wish that I could pay all the debts of my younger days as easily." The old lady was highly pleased, and promised to stand Reginald's friend, and to give him good advice whenever he would come to her. "And I wish, sir," said she, "that I could as easily get in all the debts owing to me." Thereon the Squire took occasion to impress very strongly on his son the importance of not running into debt. "If you cannot pay for a thing, you should not get it," he remarked. "Never mind how much you may want it. You may fancy that you can pay some day; but before that day comes you will have wanted several other things, all of which have to be paid for out of this sum in prospect, which may possibly never come at all. Then one person will press for payment, and then another, and then you will think that there can be no harm in borrowing, and the chances are that you become the slave of the person from whom you borrow. Take my advice, Reginald, keep out of debt and be free. I have spoken only of worldly-wise motives for keeping out of debt, but it is morally wrong-- it is dishonest. The Bible says, `Owe no man anything.' That is right, depend on it. Some fellows fancy that it is fine and gentlemanly to run into debt, and that it is a spirited thing to bilk a tradesman. I think, and I am sure you will, that it is one of the most ungentlemanly and blackguardly things to deprive any man of his just rights, not to say unchristianlike and despicable." This conversation took place as the Squire and his son were walking towards the school-house. They walked about the noble edifice, under the fine arched gateway, and beneath its venerable walls. Then they looked out upon the rich green meadows, and the avenue of lofty elms, and Reginald thought it a remarkably fine place, and began already to feel proud at being able to call himself an Eton boy. As the boys were still "up," that is, in school, the Squire proposed walking down the town to have a look at the Castle, and some of the old places on the way. As they were leaving the building, they met an old man with a vehicle loaded with tarts and buns, and cakes of all sorts. As they passed close to him, he looked hard at the Squire, and said, "Beg pardon, sir, but I think I know you, sir, though it is a good many years since you ate any of my buns." "And I am very certain that I know you, old fellow," answered the Squire, highly delighted. "You are Spankie himself, or I am very much mistaken."