As time went on things did not seem to thrive so well as was hoped. The corn crop was not up to the mark; the cattle did not fetch the expected price; two or three horses died, and, on the whole, the first year's work had not paid its expenses. But Frank was not disheartened; he wrote courageously home for more money, and worked hard, ploughing and planting, digging and hoeing. I was at least pleased to find him sticking to his work so bravely, and exhibiting no desire to "cave in," although it was evident that his life was a pretty hard one, and his daily fare rough enough. One day I got a letter from him telling me that he was going to sell the farm, as he had got another scheme in view which would land him in a fortune in a very short time. The scheme was something quite new in that part of the country, and was a safe success. The idea was to sell his farm, and with the produce establish a Creamery, for the purpose of buying up all the cream from the farmers for many miles round, and supply all the western cities, and even eastward, as far as New York, with the best butter that could be made, and at prices of hitherto unknown moderation. Frank supplied me with figures which proved conclusively that after estimating cost of plant, and interest thereon, horses and carts for driving round and collecting, wages of carters and butter-makers, and the prime cost of the cream, the best butter could be produced at a prime cost of sixpence a pound, while the very lowest at which it could possibly be sold was a shilling or 1_s._ 2_d._ a pound. This, after making ample allowance for cost of transit, &c., would clearly leave a very handsome profit; the success of the thing was too obvious to be for a moment questioned. So Frank sold his farm at about what it had originally cost him, but with a total loss of his year's labour, and money sunk in improvements; and went to work in connection with a partner, a practical man, who joined him with no capital, but who, in consideration of his knowledge and experience, was to share equally in the profits, first allowing Frank fair interest for his capital. The local newspapers puffed the new enterprise, and spoke in glowing terms of the pluck and energy of the young Englishman: for a time things looked quite promising. Frank wrote home with his usual buoyancy and asked for more money to purchase sundry articles and machinery absolutely needed to carry on the rapidly-growing business. But, alas! for the glowing hopes of youth! At the end of a year it was found by a balance-sheet carefully, and I believe fairly, drawn up by the business partner, that there was nothing left but the plant; the working capital for purchases and expenses was gone. The price of butter had fallen enormously, and the price of cream and cost of collecting it had exceeded the original calculations, whilst the plant, except as a going concern, was not worth much.