But there is another monopoly of which I must speak—I mean the monopoly of money itself. We have seen how great a tyranny that is which arises from monopolizing the land. But that occurring from the monopoly of money, is a still more insidious and dangerous form of despotism, since its ramifications are more extensive and minute. It may be exercised by the person possessing a hundred, or by the person possessing a million dollars. But what is the process? A person inherits a half million dollars for which he never expended a single day’s labor. He sits in his office loaning that sum of money say, in sums of one thousand dollars to one thousand different persons, each of whom conducts a little business which yields just enough to support a family and to pay the interest. These people live for forty years in this manner, and die no better off than when they began life. But during that time they have paid all their extra production to the amount of four thousand dollars, each, to the capitalist; and, finally, the business itself is sold out to pay the principal. And thus it turns out that the capitalist obtains everything those thousand persons earned during their whole lives, they leaving nothing to their families. Now, what better is that result than it would have been had these people been slaves? Could their owners have obtained any more from them? I say they would have obtained less; since, had they been slaves in name, as in fact they were, there would have been times during the forty years that they would not have earned interest over cost of their support. Now, look at the capitalist. For one million dollars, and without the straining of a muscle, he receives five million dollars direct, which, reinvested from time to time as it increases, amounts at the end of the forty years to not less than fifteen millions dollars. But try another example of a somewhat different kind. A person having four grown children, whom he has reared in luxury, and given all the facilities of education, dies, leaving each of them a farm worth twenty-five thousand dollars. These children having never learned the art of farming are incapable of conducting these farms; but they lease them to four different people for a thousand dollars a year each, and live at ease all their lives, therefrom, never so much as lifting their hands to do an hour’s labor. Now, who is it that supports those four people? Is it not clear that it is the people who work the farms? And how did it happen that they had the farms to lease? Simply by an incident for which there was no legitimate general cause, else why do not all children have farms and live without work?