You serve me here, I confess, with fine graphides and diatyposes, descriptions and figures, which truly please me very well. But let me tell you, if you will represent unto your fancy an impudent blustering bully and an importunate borrower, entering afresh and newly into a town already advertised of his manners, you shall find that at his ingress the citizens will be more hideously affrighted and amazed, and in a greater terror and fear, dread, and trembling, than if the pest itself should step into it in the very same garb and accoutrement wherein the Tyanean philosopher found it within the city of Ephesus. And I am fully confirmed in the opinion, that the Persians erred not when they said that the second vice was to lie, the first being that of owing money. For, in very truth, debts and lying are ordinarily joined together. I will nevertheless not from hence infer that none must owe anything or lend anything. For who so rich can be that sometimes may not owe, or who can be so poor that sometimes may not lend? Let the occasion, notwithstanding, in that case, as Plato very wisely sayeth and ordaineth in his laws, be such that none be permitted to draw any water out of his neighbour's well until first they by continual digging and delving into their own proper ground shall have hit upon a kind of potter's earth, which is called ceramite, and there had found no source or drop of water; for that sort of earth, by reason of its substance, which is fat, strong, firm, and close, so retaineth its humidity, that it doth not easily evaporate it by any outward excursion or evaporation. In good sooth, it is a great shame to choose rather to be still borrowing in all places from everyone, than to work and win. Then only in my judgment should one lend, when the diligent, toiling, and industrious person is no longer able by his labour to make any purchase unto himself, or otherwise, when by mischance he hath suddenly fallen into an unexpected loss of his goods.