As a sort of sealing of their compact and to show that this was to be a corporation upon a friendly basis, rather than a cold, grasping business proposition, Mr. Wallingford took them all over to a simple lunch in a private dining room at his hotel. He was careful not to make it too elaborate, but careful, too, that the luncheon should be notable, and they all went away talking about him: what a wonderful man he was, what a wonderful business proposition he had permitted them to enter upon, what wonderful resources he must have at his command, what wonderful genius was his in manipulation, in invention, in every way. There was a week now in which to act, and Mr. Wallingford wasted no time. He picked out his house in the exclusive part of Gildendale, and when it came to paying the thousand dollars down, Mr. Wallingford quietly made out a sixty-day note for the amount. "I beg your pardon," hesitated the agent, "the first payment is supposed to be in cash." "Oh, I know that it is supposed to be," laughed Mr. Wallingford, "but we understand how these things are. I guess the house itself will secure the note for that length of time. I am going to be under pretty heavy expense in fitting up the place, and a man with any regard for the earning power of money does not keep much cash lying loose. Do you want this note or not?" and his final tone was peremptory. "Oh, why, certainly; that's all right," said the agent, and took it. Upon the court records appeared the sale, but even before it was so entered a firm of decorators and furnishers had been given _carte blanche_, following, however, certain artistic requirements of Mr. Wallingford himself. The result that they produced within the three days that he gave them was marvelous; somewhat too garish, perhaps, for people of good taste, but impressive in every detail; and for all this he paid not one penny in cash. He was accredited with being the owner of a house in the exclusive suburb, Gildendale. On that accrediting the furnishing was done, on that accrediting he stocked his pantry shelves, his refrigerator, his wine cellar, his coal bins, his humidors, and had started a tailor to work upon half a dozen suits, among them an automobile costume. He had a modest establishment of two servants and a chauffeur by the time his wife arrived, and on the day the final organization of the one-thousand-dollar company was effected, he gave a housewarming for his associates of the Universal Covered Carpet Tack Company. Where Mr. Wallingford had charmed, Mrs. Wallingford fascinated, and the five men went home that night richer than they had ever dreamed of being; than they would ever be again. CHAPTER VI IN WHICH AN ASTOUNDING REVELATION IS MADE CONCERNING J. RUFUS