Lode, or reef mining, is a more expensive and complicated process, requiring much skill and capital. First, let me explain what a lode really is. The American term is “ledge,” and it is not inappropriate or inexpressive. Imagine then a ledge, or kerbstone, continuing to unknown depths in the earth at any angle varying from perpendicular to nearly horizontal. This kerbstone is totally distinct from the rocks which enclose it; those on one side may be slate, on the other, sandstone (Fig. 2); but the lode, separated usually by a small band of soft material known to miners as “casing,” or “fluccan,” preserves always an independent existence, and in many instances is practically bottomless so far as human exploration is concerned. There are, however, reefs or lodes which are not persistent in depth. Sometimes the lode formation is found only in the upper and newer strata, and cuts out when, say, the basic rocks (such as granite, &c.) are reached. Again, there is a form of lode known among miners as a “gash” vein (Fig. 3). It is sometimes met with in the older crystalline slates, particularly when the lode runs conformably with the cleavage of the rock. [Illustration: FIG. 3. GASH VEIN.] Much ignorance is displayed on the subject of lode formation and the deposition of metals therein, even by mining men of long experience. Many still insist that lodes, particularly those containing gold, are of igneous origin, and point to the black and brown ferro-manganic outcrops in confirmation. It must be admitted that often the upper portions of a lode present a strong appearance of fire agency, but exactly the same appearance can be caused by oxidation of iron and manganese in water. It may now be accepted as a proven fact that no true lode has been formed, or its metals deposited except by aqueous action. That is to say, the bulk of the lode and all its metalliferous contents were once held in solution in subterranean waters, which were ejected by geysers or simply filtered into fissures formed either by the shrinkage of the earth’s crust in process of cooling or by volcanic force. It is not contended that the effect of the internal fires had no influence on the formation of metalliferous veins, indeed, it is certain that they had, but the action was what is termed hydro-thermal (hot water); and such action we may see in progress to-day in New Zealand, where hot springs stream or spout above the surface, when the silica and lime impregnated water, reduced in heat and released from pressure, begins forthwith to deposit the minerals previously held in solution. Hence the formation of the wondrous White and Pink Terraces, destroyed by volcanic action some sixteen years since, which grew almost while you watched. So rapidly was the silica deposited that a dead beetle or ti-tree twig left in the translucent blue water for a few days became completely coated and petrified.