“My Uncle,” as the pawn-broker is affectionately called by his customers, honors the assumed relationship by loaning out his dollars to every applicant who can comply with his stipulations. In this particular, some gay, frolicksome nephew would propose him as a model for uncles in general; especially because he never requires an exact account of how the cash loaned is to be expended, nor does he seem to take it for granted that you are on the direct road to ruin because you happen to stand in need of pecuniary assistance. On the contrary, he speaks of money-borrowing as one of the finest strokes of policy, and professes his willingness to lend any imaginable sum—if you are prepared to deposit some “collateral” worth about four times the amount. This being done, your generous creditor never harasses you for repayment, you may abscond, if you choose, and proceed to California, or any other remote region celebrated for gold, or brimstone—assuring yourself that your kind “uncle” will not interfere with your departure or inquire after you when you are gone. With all this liberality and generous forbearance, the pawn-broker is regarded as one of the most voracious of predatory animals; but be it understood that there are land-sharks compared with which he is a mere minnow, inasmuch as his operations are all on a small scale, and the figure he makes among the speculating leviathans of the day is comparatively insignificant. * * * * * REVIEW OF NEW BOOKS. _The Life and Correspondence of Robert Southey. Edited by his Son, Rev. Charles Cuthbert Southey, M. A. To be completed in Six Parts. New York. Harper & Brothers._