_Lugāo’d_, or moored off a sand-bank, is a budjerow, her baggage, and her cook-boat. The crews are cooking and eating their dinners on the sand-bank, and will not recommence their voyage until daybreak, the river being too dangerous to allow of their proceeding further during the hours of darkness. On a clean dry bank in the centre of the Ganges, covered with the finest and most sparkling sand, it is far more agreeable to _lugāo_ your vessel for the night, than on the banks of the river: it is cooler, and you are better defended against thieves; nevertheless a look-out must be kept during the night. “Shall be likened unto a foolish man, which built his house upon the sand,” &c., (Matt. vii. 26.) The fishermen in Bengal build their huts in the dry season on the beds of sand, from which the river has retired. When the rains set in, which they often do very suddenly, accompanied with violent north-west winds, and the waters pour down in torrents from the mountains, a fine illustration is given of our Lord’s parable: “the rains descended, the floods came, and the winds blew, and beat upon that house, and it fell.” In one night multitudes of these huts are frequently swept away, and the place where they stood is, the next morning, undiscoverable. On one of these occasions a Hindū child was carried down the stream, seated on a part of the roof of a hut, and rescued from destruction at Allahabad. The child could not tell whence she had been carried away by the force of the torrent, nor could the little creature remember the names of her parents. In some parts of Bengal, whole villages are every now and then swept away by the Ganges when it changes its course. This river frequently runs over districts, from which, a few years before, it was several miles distant. “A nation whose land the rivers have spoiled.” (Isa. xvii. 2.) The rocky islands of Colgong in the distance are singular and beautiful, there are four of them, of unequal size. Rocks on rocks, covered with fine foliage, they rise in the centre of the river which runs like a mill-sluice, and is extremely broad. They say that no one lives upon these rocks; that a _Fakīr_ formerly took up his abode there, but having been eaten by a snake (an _ajgar_), one of enormous size, and an eater of human flesh, the people became alarmed; and no holy or unholy person has since taken up their residence on these rocky islands. Small boats fish under the rocks, and snakes, they say, abound upon them: when a gun is fired the echoes awaken and startle the myriads of birds that inhabit them. The proverb says, “The hypocrites of Bhagulpur, the _Thags_ of Kuhulgaon (Colgong), and the bankrupts of Patna are famous.” SUNSET—A WILD SCENE.