Mr. Girard was never idle. Work, as has before been said, was a necessity with him. Nothing would draw him from his labors. His only recreation was to drive to his little farm, which lay a few miles out of the city, and engage with his own hands in the work of tilling it. He was very proud of the vegetables and fruits he raised himself, and took great interest in improving their growth. During the visit of the present head of the house of Baring Bros, (then a young man) to this country, that gentleman supposed he would give Mr. Girard pleasure by informing him of the safe arrival of one of his ships, the Voltaire, from India. Engaging a carriage, he drove to the banker's farm, and inquired for Mr. Girard. "He is in the hay-loft," was the answer. "Inform him that I wish to see him," said Mr. Baring; but almost before the words had left his lips Girard was before him. "I came to inform you," he said, addressing the banker, "that your ship, the Voltaire, has arrived safely." "I knew that she would reach port safely," said Girard; "my ships always arrive safe. She is a good ship. Mr. Baring, you must excuse me; I am much engaged in my hay." And so saying, he ascended to the loft again. To the last he was active. In 1830, having reached the age of eighty, he began to lose the sight of his eye; yet he would have no assistance. In attempting to cross a crowded street, he was knocked down by a passing wagon and injured severely. His ear was cut off, his face bruised, and his sight entirely destroyed. His health now declined rapidly, and on the 26th of December, 1831, he died, in the back room of his plain little house in Water Street. His immense wealth was carefully divided by his will. He gave to his surviving brother and eleven of his nieces sums ranging from five to twenty thousand dollars, and to his remaining niece, who was the mother of a very large family, he gave sixty thousand dollars. He gave to each of the captains then in his employ who had made two voyages in his service, and who should bring his ship safely into port, fifteen hundred dollars. To each of his apprentices he gave five hundred dollars. To his old servants he gave annuities, ranging from three to five hundred dollars each.