About eighteen years ago, the shoe and leather merchants of the city decided to organize a bank, in which their interests should be the principal consideration. Mr. Stout engaged in the effort with great enthusiasm, and the Shoe and Leather Bank of New York was at length organized under the most auspicious circumstances. Mr. Stout was the largest stockholder in the new bank, and was elected one of its directors. His influence was potent in directing its first operations, and the next year he was elected vice-president, in which position he really had the control of the enterprise left to him. A year later he was elected president of the bank, a position which he still holds, being in point of service the oldest bank president in New York. Upon questions of banking and finance, his views are listened to with great respect by his associates, who have proof of their soundness in the splendid success of the institution over which he presides; and it may be truly said that there are few men in the city who enjoy so large a share of the public confidence as is bestowed upon him. As a citizen, he is public-spirited and liberal. Some years ago, he held the office of city chamberlain, and during his administration of it a difficulty arose in regard to paying the police force their wages. Knowing that the men and their families would suffer if the money were not promptly paid them, Mr. Stout generously advanced the necessary sum from his private means, looking to the city to reimburse him. In grateful acknowledgment of this practical sympathy for them, the force presented him with a handsome testimonial. His fortune is immense, and is used liberally in behalf of the cause of the Christian religion. His charities are said to be large, but one rarely hears of them, so quietly are they done. He is married and has a family. No man's career holds out more encouragement to young men seeking to rise than that of Andrew V. Stout. It shows that courage, patient industry, and business capacity will bring fortune to any honest worker. His uniform success speaks volumes in favor of a young man's striving to lead a Christian life in the midst of his business cares and struggles. God's blessing follows such an one at every step, and he will succeed in the end, whatever trials may beset his path at first. It is a great mistake to suppose that a man's success depends on his "sharpness." Shrewdness is a valuable quality, but it must be coupled with a plain, practical honesty, or it will amount to nothing in the end. A man must be faithful to his God if he would have his work stand. CHAPTER VI. JONAS CHICKERING.