"I know one named Smythe," said the Idiot. "If a painter were looking around for a model for Ready Money in an allegorical picture Smythe would fill the bill to perfection. You ought to see him. He walks about the streets of this town giving everybody he meets a fifteen-thousand per annum look when, as a matter of fact, he hasn't got ten cents to his name. If he was invited to a submarine masquerade all he'd have to do would be to swallow a glass of water and go as a sponge. He makes about as big a splurge on a deficit as you or I could make if our salaries were raised nine hundred ten per cent., and then some. As a weekender he is in the A 1 class. He hasn't paid for a Sunday dinner in five years, nor has he paid for anything else in earned cash for three. His only sources of revenue are his friends, the pawn-shops, and his proficiency at bridge and poker. His only hope for staving off eventual disaster is the possibility of hanging on by his eyelids until he dawns as the last forlorn hope on the horizon of some freckle-faced, red-haired old maid, with nine millions in her own right. He owes every tailor, hatter, and haberdasher in town. When he needs twenty-five dollars he buys a fifty-dollar overcoat, has it charged, and takes it around the corner and pawns it, and ekes out the deficiency with a jackpot or a grand slam, in the manipulation of both of which he is what Socrates used to call a cracker-jack. If you ever saw him walking on the avenue, or entering a swagger restaurant anywhere, you'd stop and say to yourself, 'By George! That must be Mr. Idle Rich, of whom I have heard so much lately. Gosh! I wonder how it feels to be him!'" "Him?" sniffed the Bibliomaniac, always a stickler for purity of speech. "Sure thing!" said the Idiot. "You don't stop to think of grammar when you are dazzled by that spectacle. You just give way, right off, to your natural, unrestrained, primitive instincts, and speak English in exactly the same way that the caveman spoke his tongue in those glorious days before grammar came along to curse education with its artificial restraints upon ease of expression. 'Gosh! I wonder how it feels to be him', is what you'd say as old Empty Wallet passed you by disguised as the Horn of Plenty, and all day long your mind would continue to advert to him and the carefree existence you'd think to look at him he was leading; and you, with a four-dollar bill within your reach every Saturday night, would find yourself positively envying him his wealth, when, as a matter of fact, he hasn't seen a single red cent he could properly call his own for ten years." "Oh, well--what of it?" said the Bibliomaniac. "Of course, there are sponges and snobs in the world. What are they to us?"