One day Callie came to Fred and told him of a tip she had got hold of. It was M. & C. Fred went to see Broker Bowles, and asked him to buy 3,000 shares of M. & C. for him. The broker bid in the amount of shares Fred wanted. The price soon went up to 90, and then Bowles sold him out. The next day Fred and Bob visited Bowles, who gave them a statement showing they had made $170,000 profit. "Mr. Bowles," said Fred, "Risley & Cohn have failed. If their office is to rent please rent it for five years for Halsey & Co., and buy all the furniture. Pay a year's rent in advance." CHAPTER VII.--Halsey & Company Open a Bank. "Bob, I'm going to resign," said Fred, when they came out from Bowles' office. "Resign what?" "My place at Tracey's." "Well, I think you can afford to." "Yes. We can go in on our own hook now," and he went over to the office and told the gruff old broker he wanted to quit. "What's the matter?" Tracey asked. "Going to open a bank." "What with, a jimmy?" "No, a key." "Going to play craps, I guess. Do you know a boy I can get?' "Yes, sir." "Bring him here then and I'll let you off." In half an hour Fred had a youth on hand who lad been looking for a place for mouths. He then went downstairs and joined Bob. They agreed to keep the deal a secret as long as possible. Bob was to wait for Gertie Clayton, Bowles' typewriter, and warn her to say nothing about it to any one, while Fred was to wait for Callie as she came out of Barron's bank. When business closed for the day, Fred saw Callie come up and go up toward Broadway. He soon joined her. "Have you heard the news from the deal in M. & C.?" he asked her. "No. How did is turn out?" "It sold at 80." "Did you sell?" "Yes." She made a rapid calculation and said: "You have made a fortune." "Yes, so we have, but mum is the word." "Do I get anything?" "Of course; ten percent." She gasped, turned pale, and seemed almost ready to faint. "I have a check for your share in my pocket," he added. "How much is it?" "Seventeen thousand." "Oh, Fred!" "Do suppose you would turn up your nose at a eager boy now if he were to come courting he remarked. "That depends on who he is and how he behaves himself," she replied, regaining control of herself. Then a minute or two later she asked: "What am I to do? Please tell me for my head is all in a whirl." "Oh, don't lose your head," said he laughing. "Just leave it where you left the other one and that will be all right. Keep your eyes and ears open for another tip." "Why, must I keep on at work?" "Yes, of course. How can you get any tips if you don't?" "I'm afraid I can't do much work with so much money in bank." "Why, that ought to make you work harder. You should not think of stopping before you have made at least one hundred thousand dollars. Then you could live in a fine house and keep a carriage." They went on up the street talking and laughing. He gave her the check and she put it in her pocket.