"The straight truth. I have a nephew in a little east side bank above Grand street, and he says she has a fat account there, and that he has seen three other bank books in her possession." "Well, I'll be hanged!" exclaimed Fred. "I thought I knew a thing or two, but that yarn jiggers me." The old man laughed and was going to say more when a crowd of boys came in. Business had closed for the day, and every messenger boy in Wall and Broad streets had made a rush to see Fred and Bob in their new role as bankers. Boothblacks and newsboys were among them, and they made the welkin ring with their shouts. "Say, give us a loan, Bob." "Cash a check for me, Fred." "How much chink have you got, boys?" "Where did you break in, Fred?" "How much did you get?" "Where were the cops?" "Ah, let up on that, cullies!" sung out Fred. "Come by to-morrow at this time and get a ticket for a square meal. It's none of your business where we got it. We've got it and that's enough." They gave Halsey & Company three cheers and left. Just an they were about to close the doors Callie Ketcham came in. "Oh, my, what a grand place it is, Fred!" she exclaimed, as she looked around the place. "Promise me a situation when you need a typewriter." "Indeed I won't!" he replied. "Why?" and she looked at him in surprise. "Tips!" he whispered. She laughed and exclaimed: "Oh, yes, I see!" "Besides, if you were here all the time I'd do very little business, I fear." "Oh, that's some of your talk again. Have you any depositors?" "No. Just opened to-day." "May I be one of your depositors?" "Of course, if you wish. Mr. Allison is the cashier," and he introduced the old man to her. "Give me a check, please," she said, and when she got it she filled it out for $10,000, handed it to the old man, saying: "I am your first depositor, and am so glad to know it." "I'll send you a book to-morrow," he said, as he put it away. "No, don't send it; I'll call for it myself," she replied. "Very well, Miss Ketcham." The old cashier was knocked topsy-turvy at receiving a check for such a sum from a young typewriter. As they were going out Gertie Clayton came by and said: "They told me you had opened a bank here, Bob, and I wanted to see if it was true," and she looked up at the sign on the big plate glass front. Callie caught her hand, kissed her as girls do, and said: "Oh, Gertie, it's just too grand for anything in there! Would you believe it, I am the first depositor on their books!" "I wish I could put money in the bank, but I can't. It takes all I can make to keep a roof over our heads." "Why don't you strike old Bowles for a raise in your salary?" Bob asked her. "It is useless. He told me to-day he would not want me after this week." "The deuce he did! What's the matter?" Bob blurted out. "I am sure I don't know. He has never found fault with my work, He said I could go back to Bryant's, as he had said I could always find a place there."