“All hands make sail.” The boatswain piped, the light-heeled topsmen sped up the ratlines and lay out the yards, while all on deck looked up as usual to see them work. Out bellied sail after sail aloft; the ship came curtseying round to the southward, spread her snowy pinions high and wide, and went like a bird over the wrinkled sea--homeward bound. It was an exhilarating start, and all faces were bright--but one. The captain looked somewhat grave and thoughtful, and often scanned the horizon with his glass; he gave polite but very short answers to his friend Colonel Kenealy, who was firing nothings in his ear, and sent for the gunner. While that personage, a crusty old Niler called Monk, is cleaning himself to go on the quarter-deck, peep we into captain Dodd's troubled mind, and into the circumstances which connect him with the heart of this story, despite the twelve thousand miles of water between him and the lovers at Barkington. It had always been his pride to lay by money for his wife and children, and, under advice of an Indian friend, he had, during the last few years, placed considerable sums, at intervals, in a great Calcutta house, which gave eight per cent for deposits: swelled by fresh capital and such high interest, the hoard grew fast. When his old ship, sore battered off the Cape, was condemned by the company's agents at Canton, he sailed to Calcutta, intending to return thence to England as a passenger. But while he was at Calcutta, the greatest firm there suspended payment carrying astonishment and dismay into a hundred families. At such moments the press and the fireside ring for a little while with the common-sense cry,* “Good interest means bad security.” As for Dodd, who till then had revered all these great houses with nautical or childlike confidence, a blind terror took the place of blind trust in him; he felt guilty towards his children for risking their money (he had got to believe it was theirs, not his), and vowed, if he could only get hold of it once more, he would never trust a penny of it out of his own hands again, except, perhaps, to the Bank of England. But should he ever get it? It was a large sum. He went to Messrs. Anderson & Anderson, and drew for his fourteen thousand pounds. To his dismay, but hardly to his surprise, the clerks looked at one another, and sent the cheque into some inner department. Dodd was kept waiting. His heart sank with him: there was a hitch. *The Duke of Wellington (the iron one) is the author of this saying. Meantime came a Government officer, and paid in an enormous sum in notes and mercantile bills, principally the latter. Presently Dodd was invited into the manager's room. “Leaving the country, Captain Dodd?” “Yes, sir.” “You had better take some of your money in bills at sight on London.” “I would rather have notes, sir,” faltered Dodd.