A gambling debt has no standing in law. No legal claim of any kind could be made against him and he was perfectly aware of the fact. The proprietor of the establishment was a thoroughly unscrupulous individual with a shady record, and the games played there were open to a suspicion of crookedness. My friend had previously been told that. He had only to let the loss go unpaid and ignore the whole incident, without the slightest fear of consequences, so far as honest people were concerned. But this young man felt that such conduct would not be honorable. So he went to the place again, explained to the proprietor his financial situation and promised to pay off as much as he could, year by year, until the debt was cancelled. It took him five years to accomplish this, and during that time, he stuck faithfully to a resolve not to touch a card or gamble in any way. Later on the young man became vice-president of one of the largest financial institutions in America, a position which he still holds. He had then, and still has a sense of honor. Many a gentleman of good breeding and fine feelings has told deliberate lies and perjured himself under oath, in order to shield the reputation of a lady. Even though he may be under no personal obligation to the lady in question, but merely an accidental witness of some occurrence, a certain kind of man feels compelled by his sense of honor to protect her. It is not honest to tell a lie, it is a legal offense to perjure one's self; there is no reason of the intellect to make you bear false witness and defeat the ends of justice for the sake of an individual, who may have done wrong and be deserving of punishment. Yet so it is and among those who share this sense there is a beauty and nobility about such conduct which is akin to that of a sunset or moonlit night. Let us take an example of a more commonplace kind in the business world. Suppose a certain individual, Jones, living in a small community has a coal yard. When the autumn comes, Jones's bins are piled high and in addition to this, Jones has several carloads of coal on a siding, and numerous other carloads in transit. Jones's brother, who is interested in a coal mine, has advised Jones that as there is prospect of a miner's strike, he had better get his full winter's supply in advance, with a little extra and this has been so arranged. The strike takes place as predicted and then owing to war conditions in Europe, there comes a coal shortage throughout the land. With the arrival of the first touch of winter various people in the community begin sending orders to Jones. In the meantime, he has been doing a little thinking. His customers have got to have coal and they've got to buy it from him. Under existing conditions, there is no other way for them to procure it, at any price. So to speak, he holds them in the hollow of his hand.