A growth more normal and steady, a growth which has also carried along with itself elements far more precious than mere size, it would be hard to find. For these folks do not deserve the epithet which Carlyle applied to London's millions. They are a people of vigor, initiative, progressiveness, carefulness, wealth, work, comfortableness, and good-heartedness. Cleveland may be conservative; but it is the conservatism of the English nation which Emerson describes in saying: "The slow, deep English mass smoulders with fire, which at last sets all its borders in flame." Cleveland's fires are the fires of anthracite and not of straw. A city of comfort, Cleveland has no London's East End. I do not believe that in any other population of the world of its size can be found so few hungry stomachs or homeless bodies. Work abounds. All men work. Its rich men are workers, and, what is far more exceptional, the sons of its rich men are workers. Its wealth is of the solid sort. It represents investments which pay dividends every six months, and which represent the advancement of every commercial and manufacturing interest. But Cleveland is obliged to acknowledge that not a few of its rich men are legal citizens of New York City, ostracized from its pleasant borders by what they and others regard as the unjust tax laws of the State. The city has not yet reached the condition in which it is understood that in case a will is probated representing a large estate which fails to give at least a considerable sum to charity or to education, the court shall set it aside on the ground that the testator was of unsound mind. Of course money is given away both by gift and by bequest, but more, on the whole, by gift than by bequest, and in large amounts, but not in amounts so large as prevail in communities of an age of two hundred and seventy-five years rather than of one hundred. The rate of increase which money may make for itself is so great, that the holder and the maker hesitate to part with such a remunerative agent. Yet the beneficence viewed in the light of decades is great. A noble school of science, a noble college and university, including professional schools, a noble foundation for an art school, are easily found among the more obvious tokens. Hospitals and orphanages, private schools, endowed churches, Young Men's Christian Association buildings, parks and college settlements, are ready proof of private beneficence for public ends. Testimony should also be borne to the wisdom as well as the generosity which characterize the giving of this people. My pen refuses to write names, but it is free to say that to find beneficence which is, it shall not be said so little harmful, but which is so gloriously efficient, as the beneficence of some of Cleveland's noblest women and men would be difficult. With the gift, before the gift, and after the gift goes the wisdom as well as the graciousness of the giver. One,