"The investment of $1,000 would yield $80 annual interest. With this sum the Association must guarantee a person a dwelling and living; and this could be done. The edifice could be built for $150,000, the interest upon which, at 10 per cent., would be $15,000. Divide this sum by 400, which is the number of persons, and we have $37.50 per annum, for each person as rent. Some of the apartments would consist of several rooms, and rent for $100, others for $90, others for $80, and so on in a descending ratio, so that about one-half of the rooms could be rented at $20 per annum. A person wishing to live at the cheapest rates would have, after paying his rent, $60 left. As the Association would raise all its fruit, grain, vegetables, cattle, &c., and as it would economize immensely in fuel, number of cooks, and every thing else, it could furnish the cheapest priced board at $60 per annum, the second at $100, and the third at $150. Thus a person who invested $1,000 would be certain of a comfortable room and board for his interest, if he lived economically, and would have whatever he might produce by his labor in addition. He would live, besides, in an elegant edifice surrounded by beautiful fields and gardens. "If one-half of the persons taking stock did not wish to enter the Association at first, but to continue their business in the world, reserving the chance of so doing later, they could do so. Experienced and intelligent agriculturists and mechanics would be found to take their places; the buildings would be gradually enlarged, and those who remained out could enter later as they wished. They would receive, however, in the mean time their interest in cash upon their capital. A family with two or three children could enter upon taking from $2,000 to $2,500 worth of stock. "We have not space to enter into full details, but we can say that the advantages and economies of combination and Association are so immense, that if four hundred persons would unite, with a capital of $1,000 each, they could establish an Association in which they could produce, by means of economical machinery and other facilities, four times as much by their labor as people do at present, and live far cheaper and better than they now can; or which, in age or in case of misfortune, would always secure them a comfortable home. "There are multitudes of persons who could easily withdraw $1,000 from their business and invest it in an establishment of this kind, and secure themselves against any reverses which may later overtake them. In our societies, with their constantly recurring revulsions and ruin, would they not be wise in so doing?"