One of the resorts adopted by the king was to a system of _loans_, as they were called, though these loans differed from those made by governments at the present day, in being apportioned upon the whole community according to their liability to taxation, and in being made, in some respects, compulsory. The loan was not to be absolutely collected by force, but all were expected to lend, and if any refused, they were to be required to make oath that they would not tell any body else that they had refused, in order that the influence of their example might not operate upon others. Those who did refuse were to be reported to the government. The officers appointed to collect these loans were charged not to make unnecessary difficulty, but to do all in their power to induce the people to contribute freely and willingly. This plan had been before adopted, in the time of Buckingham, but it met with little success. [Sidenote: Monopolies of the necessaries of life.] Another plan which was resorted to was the granting of what was called monopolies: that is, the government would select some important and necessary articles in general use, and give the exclusive right of manufacturing them to certain persons, on their paying a part of the profits to the government. Soap was one of the articles thus chosen. The exclusive right to manufacture it was given to a company, on their paying for it. So with leather, salt, and various other things. These persons, when they once possessed the exclusive right to manufacture an article which the people must use, would abuse their power by deteriorating the article, or charging enormous prices. Nothing prevented their doing this, as they had no competition. The effect was, that the people were injured much more than the government was benefited. The plan of granting such monopolies by governments is now universally odious. [Sidenote: Tonnage and poundage.]