A large number of changes were made in the personnel of the committee at this meeting. Mr Gabriel Thomson retired from the presidency, and Mr William Barclay, also of St Rollox at that time, was elected president in his stead. The other members of committee were Messrs Ferguson, Barrhead; Gibb, Thornliebank; John Borrowman, Anderston; Kinniburgh, Cadder; Mungall, Cathcart; and Shaw, Lennoxtown; with Mr James Borrowman still secretary. At this meeting exception was taken to the propaganda activities of the committee, for a letter from Paisley Equitable Society was read to the meeting in which the Society was charged with trying to injure that society’s trade with the Provident Society, and the secretary was instructed to reply denying that such had been the policy of the Society. It was also from that quarterly meeting that the proposal came that a house should be built for the manager in the new premises, in order that he might have the premises under his supervision at all times. MORE CAPITAL WANTED. As the Society, at the end of the first year, had only a paid-up capital amounting to £338, all of which was locked up in stock, fixtures, etc., it was evident that they required much more if they were to finance their larger venture. The visit of Mr Keyden has already been referred to, and ultimately a bond on the property was taken up through him, but the committee were desirous of securing capital also from the societies. These were written to by the manager, requesting them to increase the amount of loan capital they had with the Society, and by the middle of April six societies had increased their loans by an aggregate amount of £275. [Illustration: M‘NEIL STREET PREMISES (1897–1903). ] [Illustration: CLYDEBANK BAKERY ] The insurance on the new premises was fixed at £1,000, divided into £400 on stock, £300 on the buildings, and £300 on horses and vans. For several years the Society continued to suffer from lack of capital, however, and it was not until it had been in existence for nearly ten years that the committee ceased to be troubled with financial worries. On several occasions appeals were made to the delegates attending the quarterly meetings that they would bring under the notice of their societies the urgent need of the Baking Society for more capital, and for several years a system of receiving loans from private depositors was adopted, but this system was stopped, except in the case of employees, when the Federation began to receive enough capital from the societies to meet its needs. SLOW PROGRESS.