if it may be thus expressed, had become indurated by mental suffering and disappointment. The cousins were both rich, though in ways as opposite as their dispositions and habits of thought. Edward Effingham possessed a large hereditary property, that brought a good income, and which attached him to this world of ours by kindly feelings towards its land and water; while John, much the wealthier of the two, having inherited a large commercial fortune, did not own ground enough to bury him. As he sometimes deridingly said, he "kept his gold in corporations, that were as soulless as himself." Still, John Effingham was a man of cultivated mind, of extensive intercourse with the world, and of manners that varied with the occasion; or perhaps it were better to say, with his humours. In all these particulars but the latter the cousins were alike; Edward Effingham's deportment being as equal as his temper, though also distinguished for a knowledge of society. These gentlemen had embarked at London, on their fiftieth birthday, in the packet of the 1st of October, bound to New York; the lands and family residence of the proprietor lying in the state of that name, of which all of the parties were natives. It is not usual for the cabin passengers of the London packets to embark in the docks; but Mr. Effingham,--as we shall call the father in general, to distinguish him from the bachelor, John,--as an old and experienced traveller, had determined to make his daughter familiar with the peculiar odours of the vessel in smooth water, as a protection against sea-sickness; a malady, however, from which she proved to be singularly exempt in the end. They had, accordingly, been on board three days, when the ship came to an anchor off Portsmouth, the point where the remainder of the passengers were to join her on that particular day when the scene of this tale commences.