Recent Congressional inquiries have shown the nature of the "assistance" he receives from greedy steamship agents and "bankers," who persuade him by false promises to mortgage his home, his few belongings, and his wages for months to come for a ticket to the land where plenty of work is to be had at princely wages. The padrone--the "banker," is nothing else--having made his ten per cent. out of him en route, receives him at the landing and turns him to double account as a wage-earner and a rent-payer. In each of these rôles he is made to yield a profit to his unscrupulous countryman, whom he trusts implicitly with the instinct of utter helplessness. The man is so ignorant that, as one of the sharpers who prey upon him put it once, it "would be downright sinful not to take him in." His ignorance and unconquerable suspicion of strangers dig the pit into which he falls. He not only knows no word of English, but he does not know enough to learn. Rarely only can he write his own language. Unlike the German, who begins learning English the day he lands as a matter of duty, or the Polish Jew, who takes it up as soon as he is able as an investment, the Italian learns slowly, if at all. Even his boy, born here, often speaks his native tongue indifferently. He is forced, therefore, to have constant recourse to the middle-man, who makes him pay handsomely at every turn. He hires him out to the railroad contractor, receiving a commission from the employer as well as from the laborer, and repeats the performance monthly, or as often as he can have him dismissed. In the city he contracts for his lodging, subletting to him space in the vilest tenements at extortionate rents, and sets an example that does not lack imitators. The "princely wages" have vanished with his coming, and in their place hardships and a dollar a day, beheft with the padrone's merciless mortgage, confront him. Bred to even worse fare, he takes both as a matter of course, and, applying the maxim that it is not what one makes but what he saves that makes him rich, manages to turn the very dirt of the streets into a hoard of gold, with which he either returns to his Southern home, or brings over his family to join in his work and in his fortunes the next season. [Illustration: IN THE HOME OF AN ITALIAN RAG-PICKER, JERSEY STREET.]