How to Collect a Doctor BillDavis, Franklyn Pierre
Science
How to Collect a Doctor Bill
Davis, Franklyn Pierre
Collecting of accounts; Jurisprudence; Medicine -- Practice -- Management
PERSONAL PROPERTY.--The following personal property is exempt: 1st. The
necessary wearing apparel, Bibles, school-books, and family pictures.
2d. One hundred dollars' worth of other property to be selected by the
debtor, and in addition, when the debtor is the head of a family and
resides with the same, three hundred dollars' worth of other property to
be selected by the debtor, provided the exemption shall not be allowed
from any money, salary, or wages due the debtor. When the head of a
family dies, deserts, or does not live with the same, the exemption
continues to the family. No personal property is exempt from process
under a judgment for a debt for the wages of a laborer or servant.
Exemptions cannot be claimed out of partnership property. (=37 Ill. App.
489; 38 Ill. App. 269.=) When a debtor desires to claim exemptions he
must, within ten days after service of process and notice, schedule
under oath all his personal property of every kind, including money in
hand and debts due or owing him. Property not so scheduled is subject to
process. Appraisers are then appointed by the officer having the writ,
who place a fair value on each article. The debtor may select articles
so appraised of a total value not exceeding the amount of the exemption
allowed, the remainder being sold by the officer in satisfaction of the
debt. Money or benefits received from life or accident insurance
companies, organized under the Act of July 1, 1893, are exempt. (=Hurd,
1262.=) The wages of a wage earner, being the head of a family, and
residing with the same, are exempt from garnishment to the amount of
fifteen dollars per week. (=Hurd, 1152.=) It is made a misdemeanor to send
a claim to another State for collection out of the earnings of the
debtor by garnishment or other proceedings when the debtor is a resident
and the creditor, debtor, and garnishee are all within the jurisdiction
of the courts of Illinois, with intent to deprive the debtor of his
rights under the exemption laws of this State; or to transfer for such
purpose a claim against a citizen of Illinois. The penalty is not less
than ten dollars nor more than fifty dollars. A non-resident, as to
wages earned and payable outside of this State, is allowed here the same
exemption he would be entitled to in the State of his residence. (=Hurd,
1155.=) Wages earned and payable outside of this State are exempt from
attachment or garnishment, where the cause of action arose out of the
State, unless the defendant in the attachment or garnishment suit is
personally served with process. If the defendant be not served
personally, the court or justice of the peace issuing the writ must
dismiss the suit at the cost of the plaintiff. (=Hurd, 1155.=) The law of
exemptions applies to cases of distress for rent, except as to crops
growing on the premises. (=Hurd, 1343.=)
KENTUCKY.
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