Life on the farm is robbed of practically all of its pleasures as long as we pay fifty per cent credit profits and the creditor constantly knocks at the door. The only people who really suffer in periods of hard times are the men who are in debt; men who owe money and are often compelled to sacrifice their property to meet the imperative demands of their creditors. The farmer who is out of debt when the boll weevil comes and has an abundance of high class food supplies on his farm is not materially affected. Many of the cotton farmers who are in debt when the boll weevil comes lose their homes. Labor Saving Implements The following is an extract from an address delivered at Greenville, Miss., in the boll weevil territory, by Dr. S. A. Knapp, a man who did more for real genuine progress in the South than any other one man has ever done. "The farmer who uses modern machinery in planting and cultivating his crop will succeed, and the one who does not will make a failure. The old way of making a crop by hand by the use of the hoe and plow must soon be a thing of the past. We must come to use the modern implements and the sooner we let the negro understand that he must work his crop in this way, the better off we shall be." [Illustration: Boll weevils attacking growing cotton boll] The Personal Element in the Boll Weevil Fight By B. L. Moss Editor Progressive Farmer, Birmingham, Alabama. A man's personal attitude and convictions play a large part in his successes and failures in all walks of life, and nowhere is the truth more apparent than in a farmer's attitude toward the boll weevil problem. Before the coming of the weevil, it is looked upon by nine farmers out of ten as a remote danger, doubtful in time of arrival and greatly exaggerated in its possibilities for damage. No preparations for it are made, the farm mortgage is left hanging like a cloud over the family homestead, and the old methods so long in vogue are left unchanged. Then the crash comes! The obsolete methods of the past are worthless against the weevil; the cotton crop is swept away, interest on the mortgage is unpaid, and its foreclosure is certain. This picture is the rule and not the exception. Such a situation calls forth the real qualities of the man. Many a farmer, for the first few years of the weevil invasion, has proven a quitter. He has failed because he did not think he could succeed. Usually he has been the identical man who failed to believe in and prepare for the coming of the weevil. The exceptional man has believed in and prepared for the weevil's coming, and he has succeeded. Incidentally, his success has shown out as a beacon light to his doubting neighbors and has ultimately pointed the way for them.