While Mr. Helwyse is still lingering over his toilet, his neighbor the fiddler, whom he had meant to ask to breakfast, comes out of his room, violin-box in hand, walks along the passage-way, and is off down stairs. An odd-looking figure; those stylish clothes become him as little as they would a long-limbed, angular Egyptian statue. Fashion, in some men, is an eccentricity, or rather a violence done to their essential selves. A born fop would have looked as little at home in a toga and sandals, as did this swarthy musician, doctor, priest, or whatever he was, in his fashion-plate costume. Then why did he wear it? There are other things to be followed up before attending to that question. But the man is gone, and Balder Helwyse has missed this opportunity of making his acquaintance. Had he been an hour earlier,--had any one of us, for that matter, ever been an hour earlier or later,--who can tell how the destinies of the world would be affected! Luckily for our peace of mind, the hypothesis involves an impossibility. IV. A BRAHMAN. Whoever has been in Boston remembers, or has seen, the old Beacon Hill Bank, which stood, not on Beacon Hill, indeed, but in that part of School Street now occupied by the City Hall. You passed down by the dirty old church, on the northeast corner of School and Tremont Streets, which stands trying to hide its ugly face behind a row of columns like sooty fingers, and whose School-Street side is quite bare, and has the distracted aspect peculiar to buildings erected on an inclined plane;--passing this, you came in sight of the bank, a darksome, respectable edifice of brick, two stories and a half high, and gambrel-roofed. It stood a little back from the street, much as an antiquated aristocrat might withdraw from the stream of modern life, and fancy himself exclusive. The poor old bank! Its respectable brick walls have contributed a few rubbish-heaps to the new land in the Back Bay, perhaps; and its floors and gambrel-roof have long since vanished up somebody's chimney; only its money--its baser part--still survives and circulates. Aristocracy and exclusivism do not pay.