"Because you knew you could as easily get the goods without paying the insurance. Very meritorious, indeed, Mr. Breme! However, I am not one to talk about the patriotism, and the loyalty, and all that, involved in the case: for I hold the frequent and unpunished breach of a law to be a sufficient proof that the law is a bad one; and that the true social duty in such transactions is to buy where things are cheapest, and sell where they are dearest; thus relieving those who want to sell, and accommodating those who wish to buy. I am not going to quarrel with you, sir, for buying your silks abroad, if you will only join hands in getting your neighbours freed for a fair competition with France." "Very liberal, indeed, my dear sir! Very handsome, indeed! It will give me great pleasure if you can accept the order which I have just given you a hint of. By the way, were you at the last India sale?" "Of course." "How did the bandanas go?" "You probably know as well as I. I am no exporter of bandanas." "Do you mean to insinuate that I am? Retail dealers have something else to do, I assure you." "O yes;--to sell them when they come back again. But you must know how they are disposed of at the India House, and how much it costs to carry them over to Guernsey, and bring them in again, in spite of the Pretence Service (as my little girl calls it), before you can tell whether to sell them at seven or eight shillings apiece in your back shop." "Upon my word, sir, you are very wise," said Breme, laughing. "One learns such wisdom at a dear cost," replied Culver. "Let me see. About 1,000,000 bandanas have been sold at the India House this year, at four shillings apiece. Of these, full 800,000 come back to be sold at seven or eight shillings each; so that the users of bandanas pay a bounty of 800,000 times three shillings a-year to speculators and smugglers, besides their share of the expense of the Blockade and Coast Guard which is employed to prevent their getting their handkerchiefs. It is a beautiful system, truly!" "Let it work quietly, till those concerned begin to see into it," replied Breme. "You ought not to complain, you know. It is all done to protect your craft." "If government would please to protect the consumers' money," observed Culver, "they would have more to spend on the produce of my looms. All I ask is that the people's purses may be protected, and we manufacturers left to take care of ourselves. Government has been so long killing us with kindness that I doubt whether we shall ever get over it. However, cut me a pattern of your silk, and I will consult with my cleverest workman, and let you know what we can do." "Certainly:--that is,--I am sure I may trust your honour." "My interest, if not my honour. You must know very well that our books are not so full of orders just now as to make us willing to throw a chance one into other hands." "True, true! But a rival house----"