There will be no rent to pay, as it is proposed to buy the land right out. In the event of a great rush being made for the allotment's spoken of, further land might be rented, with option of purchase. Of course, the continuous change of labourers would tell against the profitableness of the undertaking. But this would be proportionally beneficial to the country, seeing that everyone who passes through the institution with credit makes one less in the helpless crowd. The rent of Cottages and Allotments would constitute a small return, and at least pay interest on the money invested in them. The labour spent upon the Colony would be constantly increasing its money value. Cottages would be built, orchards planted, land enriched, factories run up, warehouses erected, while other improvements would be continually going forward. All the labour and a large part of the material would be provided by the Colonists themselves. It may be suggested that the worker would nave to be maintained during the progress of these erections and manufactures, the cost of which would in itself amount to a considerable sum. Truer and for this the first outlay would be required. But after this every cottage erected, every road made, in short every structure and improvement, would be a means of carrying forward the regenerating process, and in many cases it is expected will become a source of income. As the Scheme progresses, it is not irrational to expect that Government, or some of the varied Local Authorities, will assist in the working out of a plan which, in so marked a manner, will relieve the rates and taxes or the country. The salaries of Officers would be in keeping with those given in the Salvation Army, which are very low. No wages would be paid to Colonists, as has been described, beyond pocket money and a trifle for extra service. Although no permanent invalid would be knowingly taken into the Colonies, it is fair to assume that there will be a certain number, and also a considerable residuum of naturally indolent, half-witted people, incapable of improvement, left upon our hands. Still, it is thought that with reformed habits, variety of employment, and careful oversight, such may be made to earn their own maintenance, at least, especially when it is borne in mind that unless they work, so far as they have ability, they cannot remain in the Colony. If the Household Salvage Scheme which has been explained in Chapter II. proves the success we anticipate, there can be no question that great financial assistance will be rendered by it to the entire scheme when once the whole thing has been brought into working order. THE FINANCIAL ASPECT OF THE COLONY OVER-SEA.