Let us now turn to the Colony Over-Sea, and regard it also from the financial standpoint. Here we must occupy ourselves chiefly with the preliminary outlay, as we could not for a moment contemplate having to find money to assist it when once fairly established. The initial expense will, no doubt, be somewhat heavy, but not beyond a reasonable amount. The land required would probably be given, whether we go to Africa, Canada, or elsewhere; anyway, it would be acquired on such easy terms as would be a near approach to a gift. A considerable sum would certainly be necessary for effecting the first settlements. There would be temporary buildings to erect, land to break up and crop; stock, farm implements, and furniture to purchase, and other similar expenses. But this would not be undertaken on a large scale, as we should rely, to some extent, on the successive batches of Colonists more or less providing for themselves, and in this respect working out their own salvation. The amount advanced for passages, outfit money, and settlement would be repaid by instalments by the Colonists, which would in turn serve to pay the cost of conveying others to the same destination. Passage and outfit money would, no doubt, continue to be some difficulty. #8 per head, say to Africa--#5 passage money, and #3 for the journey across the country--is a large sum when a considerable number are involved; and I am afraid no Colony would be reached at a much lower rate. But I am not without hope that the Government might assist us in this direction. Taking up the entire question, that is of the three Colonies, we are satisfied that the sum named will suffice to set to work an agency which will probably rescue from lives of degradation and immorality an immense number of people, and that an income of something like #30,000 will keep it afloat. But supposing that a much larger amount should be required, by operations greatly in advance of those here spoken of, which we think exceedingly probable, it is not unreasonable to expect that it will be forthcoming, seeing that caring for the poor is not only a duty of universal obligation, a root principle of all religion, but an instinct of humanity not likely to be abolished in our time. We are not opposed to charity as such, but to the mode of its administration, which, instead of permanently relieving, only demoralises and plunges the recipients lower in the mire, and so defeats its own purpose.