The question of his grandfather's savings was grown insignificant beside this great and splendid prize which lay waiting for him. What could the savings be? At best a few thousands; the slowly saved thrift of fifty years; nobody knew better than Joe himself how much his own profligacies had cost his grandfather; a few thousands, and those settled on his Cousin Iris, so that, to get his share, he would have to try every kind of persuasion unless he could get up a case for law. But the other thing--why, it was nearly all personal estate, so far as he could learn by the will, and he had read it over and over again in the room at Somerset House, with the long table in it, and the watchful man who won't let anybody copy anything. What a shame, he thought, not to let wills be copied! Personalty sworn under a hundred and twenty thousand, all in three per cents, and devised to a certain young lady, the testator's ward, in trust, for the testator's son, or his heirs, when he or they should present themselves. Meantime, the ward was to receive for her own use and benefit, year by year, the whole income. "It is unfortunate," said Joe, "that we can't come down upon her for arrears. Still, there's an income, a steady income, of three thousand six hundred a year when the son's heirs present themselves. I should like to call myself a solicitor, but that kite won't fly, I'm afraid. Lotty must be the sole heiress. Dressed quiet, without any powder, and her fringe brushed flat, she'd pass for a lady anywhere. Perhaps it's lucky, after all, that I married her, though if I had had the good sense to make up to Iris, who's a deuced sight prettier, she'd have kept me going almost as well with her pupils, and set me right with the old man and handed me over this magnificent haul for a finish. If only the old man hasn't broken the seals and read the papers!" The old man had not, and Joe's fears were, therefore, groundless. CHAPTER V. AS A BROTHER. Arnold immediately began to use the privilege accorded to him with a large and liberal interpretation. If, he argued, a man is to be treated as a brother, there should be the immediate concession of the exchange of christian-names, and he should be allowed to call as often as he pleases. Naturally he began by trying to read the secret of a life self-contained, so dull, and yet so happy, so strange to his experience. "Is this, Iris?" he asked, "all your life? Is there nothing more?" "No," she said; "I think you have seen all. In the morning I have my correspondence; in the afternoon I do my sewing, I play a little, I read, or I walk, sometimes by myself, and sometimes with Lala Roy; in the evening I play again, or I read again, or I work at the mathematics, while my grandfather and Lala Roy have their chess. We used to go to the theater sometimes, but of late my grandfather has not gone. At ten we go to bed. That is all my life."