it. In the meantime I take leave, and with due salutations to yourself and yours, “I am your affectionate brother and servant, “I. WATTS.” WILLIAM COWARD is the name of one of Watts’ intimate friends, an oddity in his way as great as Mrs. Bendish: he had been a merchant in the city; he lived in retirement at Waltonstow; his name is well known now in Nonconformist circles as the founder of “The Coward Trust,” a useful fountain of benevolence for the education of young, and the assistance of poor decayed ministers. He was a type of man easily realised to the imagination, dogmatical and opinionated, a bundle of eccentricities. Among others, it was his whim to establish a rule that the doors of his house should never be opened, however pressing the emergency, after eight o’clock at night, to any person whatever, visitor or friend. The name of Hugh Farmer is still held in high and deserved respect for manifold attainments, one of Doddridge’s most hopeful students, and who had probably been recommended to Mr. Coward by Doddridge, to whose academy Coward was a munificent helper. Farmer was the chaplain of the eccentric man, but he arrived one evening at the door too late; he found himself without lodging for the night, and was compelled to betake himself to the house of another, perhaps equally eminent, but more courteous friend, Mr. Snell, who not only took him in for that evening, but compelled him to stay with him for thirty years. Nonconformist ministers appear to have possessed some singularly appreciative friends in those days. William Coward, however, was, if a man of singular eccentricity, one possessed of sterling virtues, and especially zealous in the maintenance of the more rigid articles of faith, and was constantly devising some plans of usefulness to assist both metropolitan and country ministers. Watts appears to have had great influence over him, and could comb his rugged asperities into smoothness. Watts it was to whom we are greatly indebted for the shape assumed by the “Coward Trust.” He devoted £20,000, and by Watts’ wise and most judicious advice it was left in such a manner that, unlike many other trusts, it has been saved from the consequence of diversion or litigation; and, largely and most respectably useful, it has furnished a most helpful hand in giving a thorough and most respectable education to many a young minister, and helping many a poor one, even to the present day. The “will” of William Coward is a curiosity, and may be studied, by those who have patience, on the walls of the library of the New College.