And just one more reminder—about the necklace clasp. A colored stone, such as an emerald or a ruby, may highlight a necklace of pearls. Or the clasp may be of a single pearl, encircled by marquise or baguette diamonds. But here is the place to enshrine that still precious but “grown too small” engagement ring: make the engagement diamond the chief stone in the necklace clasp. And of course something suitable must come for that empty space next to the wedding band! _More Cautioning_ Several other observations will be helpful. A small pearl clasp should never be worn in front. Instead of looking attractive, it will just look untidy. A pearl necklace and a gold necklace should not be worn together. Each will weaken the effect of the other. Rhinestone ornaments should be avoided when one is wearing precious jewelry. Rhinestones on dress or evening bag will cheapen the entire effect. With jewelry, all other accessories should be subdued. The amethyst is a temperamental stone. If worn in a ring, it calls for nail polish in the purple hues. If these are unbecoming to a woman’s hands, the amethyst is not for her. This may happen when the skin pigment tends to be dark; amethysts may then make it seem sallow. But if the purple hues are becoming, there may be great beauty in the amethyst. Modern and antique jewels—this is an emphatic reminder—should never be worn together. Modern cuts make stones so brilliant that they will overshadow the daintier antiques, and may even make them look false. The charm of the antique lies in its intricate and delicate workmanship, in the grace of its details. Beside modern pieces, these qualities are lost. Always, the one exception is the wearing of the engagement and the wedding ring; these may be worn with either modern or antique jewels. _For Travel_ One of the major concerns in regard to jewelry is its protection away from home. Such questions as how to carry it, and how to insure it, call for consideration and prior care. _Insurance_ All good jewelry should of course be insured, itemized piece by piece. This involves an appraisal by a recognized jewelry firm, which will register the various jewels, listing the number of stones and their weight, and indicating the current retail replacement value. There should also be a photographic record made of the jewels. This may be kept in microfilm. Most large jewelers keep a photographic record of every jewel that passes through their hands. The appraisal of the jewels should be kept up to date. Values of stones are in a state of constant change; usually there is an increase. Once a year is not too often for a reappraisal, and the insurance broker should at once be informed of any significant changes. Such a revised evaluation is a guarantee of full compensation in the event of loss, and gives an adjustor no ground for argument as to the value of a jewel or a stone.