Old Dick Stover, for whom I once clerked in Indiana, was the worst hand at procrastinating that I ever saw. Dick was a powerful hearty eater, and no one ever loved meal-time better, but he used to keep turning over in bed mornings for just another wink and staving off getting up, until finally his wife combined breakfast and dinner on him, and he only got two meals a day. He was a mighty religious man, too, but he got to putting off saying his prayers until after he was in bed, and then he would keep passing them along until his mind was clear of worldly things, and in the end he would drop off to sleep without saying them at all. What between missing the Sunday morning service and never being seen on his knees, the first thing Dick knew he was turned out of the church. He had a pretty good business when I first went with him, but he would keep putting off firing his bad clerks until they had lit out with the petty cash; and he would keep putting off raising the salaries of his good ones until his competitor had hired them away. Finally, he got so that he wouldn't discount his bills, even when he had the money; and when they came due he would give notes so as to keep from paying out his cash a little longer. Running a business on those lines is, of course, equivalent to making a will in favor of the sheriff and committing suicide so that he can inherit. The last I heard of Dick he was ninety-three years old and just about to die. That was ten years ago, and I'll bet he's living yet. I simply mention Dick in passing as an instance of how habits rule a man's life. There is one excuse for every mistake a man can make, but only one. When a fellow makes the same mistake twice he's got to throw up both hands and own up to carelessness or cussedness. Of course, I knew that you would make a fool of yourself pretty often when I sent you to college, and I haven't been disappointed. But I expected you to narrow down the number of combinations possible by making a different sort of a fool of yourself every time. That is the important thing, unless a fellow has too lively an imagination, or has none at all. You are bound to try this European foolishness sooner or later, but if you will wait a few years, you will approach it in an entirely different spirit--and you will come back with a good deal of respect for the people who have sense enough to stay at home. [Illustration: "_Old Dick Stover was the worst hand at procrastinating that I ever saw._"] I piece out from your letter that you expect a few months on the other side will sort of put a polish on you. I don't want to seem pessimistic, but I have seen hundreds of boys graduate from college and go over with the same idea, and they didn't bring back a great deal except a few trunks of badly fitting clothes. Seeing the world is like charity--it covers a multitude of sins, and, like charity, it ought to begin at home.