Now that you tell me you have started the plan of laying aside a certain sum for marketing and find it works well, and that it is interesting to see how far you can make a particular sum of money go in this department, I am encouraged to do some more suggesting along the same lines. I would advise you to take a quiet time, when your husband is not tired, and together think carefully over what all your other regular expenses are, making a list of them something like this: rent; service; lights; fuel; ice; milk; cab and car-fare; doctor’s bills and medicine; postage; incidentals; presents; travel; charity; marketing; groceries; your dress; your husband’s clothes; amusements. _Some of these items_, such as doctor’s bills and medicine, belong to the unexpected and you cannot make an allowance for them. _Others_, such as light, fuel, milk, etc., after some experience, you can make an approximate allowance for. _But there are some_, such as rent, service, charity, dress, etc., that you have under your control and for which you can make a definite allowance. Now, let us see if we can’t turn drudgery into pleasant work. You have already put aside a definite sum for marketing; decide also upon a definite sum, that seems reasonable and liberal to you both, for some of the _other accounts that are under your control_, and think what fun it would be at the end of the month to surprise your husband with savings from any of these accounts and occasionally to use this money for a little spree which you both can enjoy, or for some much-needed article for one of you or for the house, or else to put into a nest-egg for the future. You will find that you can do this if you “cut your garment according to your cloth.” Of course, in order to know just what you have saved on any one item of your account, you would have to keep a careful record of everything that you spend, and this you can do only by carrying a list with you when shopping and writing down at the time the cost of everything you buy. At the end of each month separate these expenditures, whether paid for by cash or check, into their separate items, adding all of one kind together under one head, thus: Jany. Rent $45.00 Dress Gas Fuel Etc., etc.