2. The Liberian settlements generally consist of well built houses arranged along broad, straight streets. The style of architecture is, as might be expected, influenced by the plantation houses of our southern states before the war. It was natural that the freed-men, when they had a chance to develop, should copy those things with which they were familiar. Towns, houses, dress, life--all were reproductions of what was considered elegant in the days before removal. Of course Monrovia, as the capital city, is the best representative of the development. It is a town of perhaps 7,000 inhabitants; it is sharply divided into two divisions, a civilized quarter upon the summit of a ridge some 290 feet in height; here live the Americo-Liberians and the European residents. The buildings are for the most part rather large constructions of one and a half or two stories; the houses have large rooms with high ceilings and are generally supplied with balconies and porches. Krutown, lying along the water’s edge on the seacoast and fronting the interior lagoon, consists of large, rectangular native houses closely crowded together, and its narrow streets swarm with people. Five minutes’ walk takes one from the Executive Mansion in the heart of the civilized quarter to the heart of Krutown. While on the streets of Monrovia one may see a startling range of clothing, due to the fact that there are pagan natives, Kru boys, Mohammedans, and Americo-Liberians, all jostling and elbowing each other. The Americo-Liberian dresses very much like civilized people in our ordinary country towns. There are of course differences in wealth, and one may see all grades of dress. On all public occasions men of prominence appear in the regulation dress of our southern states. Sir Harry Johnston says that “Liberia is the land of the cult of the dress-suit.” Nowhere else have I ever seen so large a number, proportionally, of dress-suits, frock-coats, and stovepipe hats as in Monrovia upon Sundays or days of celebration. 3. All speak English, and though Sir Harry does not like their English, it is far better than might be expected, though there are indeed colloquialisms. All who meet you give friendly greetings. At first it is something of a shock to have the children as they pass say “Mawnin, paw,” or address one as “daddy,” but one soon becomes accustomed to it. On the whole, the life of the people is that of simple country folk. They are well satisfied with their condition and take life easy. They love to sit on the porch and chat with passers. On the whole, it must be admitted that they lack energy. The number who really think, lead, direct, control, is very small. There is, as among our own colored people here at home, something of over-elegance in both speech and manner. While a very large number of them read, few indeed have even a moderate education.