Doris had expectations which she sometimes thought might reasonably be considered great ones, but her actual income was small. She had now no immediate family, and for some years lived with what she called “law kin.” She was of a most independent turn of mind, and being of age could do what she pleased with her own whenever it should come to her. My own income was extremely limited, and what my actual necessities allowed me to spare from it was devoted to the collection of the specimens on the study of which I based the hopes of my fortunes. In regard to our future alliance, Doris depended mainly upon her expectations, and she did not hesitate, upon occasion, frankly and plainly to tell me so. Naturally I objected to such dependence, and anxiously looked forward to the day when a little lump of lava might open before me a golden future which I might honorably ask any woman to share. But I do not believe that anything I said upon this subject influenced the ideas of Doris. The lady of my love was a handsome girl, quick and active of mind and body, nearly always of a lively mood, and sometimes decidedly gay. She had seen a good deal of the world and the people in it, and was “up,” as she put it, in a great many things. Moreover, she declared that she had “a heart for any fate.” It has sometimes occurred to me that this remark would better be deferred until the heart and the fate had had an opportunity of becoming acquainted with each other. We lived not far apart in a New England town, and calling upon her one evening I was surprised to find the lively Doris in tears. Her tears were not violent, however, and she quickly dried them; and, without waiting for any inquiries on my part, she informed me of the cause of her trouble. “The _Merry Chanter_ has come in,” she said. “Come in!” I ejaculated. “Yes,” she answered, “and that is not the worst of it; it has been in a long time.” I knew all about the _Merry Chanter_. This was a ship. It was her ship which was to come in. Years ago this ship had been freighted with the ventures of her family, and had sailed for far-off seas. The results of those ventures, together with the ship itself, now belonged to Doris. They were her expectations. “But why does this grieve you?” I asked. “Why do you say that the coming of the ship, to which you have been looking forward with so much ardor, is not the worst of it?”