A young man's habits are always observed. If he is worthy, and has energy, the world has a place for him, and sooner or later he will find it. A wholesale dry-goods dealer, Mr. Riggs, had been watching young Peabody. He desired a partner of energy, perseverance, and honesty. Calling on the young clerk, he asked him to put his labor against his, Mr. Riggs's, capital. "But I am only nineteen years of age," was the reply. This was considered no objection, and the partnership was formed. A year later, the business was moved to Baltimore. The boyish partner travelled on horseback through the western wilds of New York, Pennsylvania, Maryland, and Virginia, selling goods, and lodging over night with farmers or planters. In seven years the business had so increased, that branch houses were established in Philadelphia and New York. Finally Mr. Riggs retired from the firm; and George Peabody found himself, at the age of thirty-five, at the head of a large and wealthy establishment, which his own energy, industry, and honesty had helped largely to build. He had bent his life to one purpose, that of making his business a success. No one person can do many things well. Having visited London several times in matters of trade, he determined to make that great city his place of residence. He had studied finance by experience as well as close observation, and believed that he could make money in the great metropolis. Having established himself as a banker at Wanford Court, he took simple lodgings, and lived without display. When Americans visited London, they called upon the genial, true-hearted banker, whose integrity they could always depend upon, and transacted their business with him. In 1851, the World's Fair was opened at the Crystal Palace, London, Prince Albert having worked earnestly to make it a great success. Congress neglected to make the needed appropriations for America; and her people did not care, apparently, whether Powers' Greek Slave, Hoe's wonderful printing-press, or the McCormick Reaper were seen or not. But George Peabody cared for the honor of his nation, and gave fifteen thousand dollars to the American exhibitors, that they might make their display worthy of the great country which they were to represent. The same year, he gave his first Fourth of July dinner to leading Americans and Englishmen, headed by the Duke of Wellington. While he remembered and honored the day which freed us from England, no one did more than he to bind the two nations together by the great kindness of a great heart.