Country gentlemen and noblemen, and tradesmen well-to-do, left floating balances varying from seven, five, three thousand pounds, down to a hundred or two, in his hands. His art consisted in keeping his countenance, receiving them with the air of a person conferring a favor, and investing the bulk of them in government securities, which in that day returned four and five per cent. As he did not pay one shilling for the use of the capital, he pocketed the whole interest. A small part of the aggregate balance was not invested, but remained in the bank coffers as a reserve to meet any accidental drain. It was a point of honor with the squires and rectors, who shared their incomes with him in a grateful spirit, never to draw their balances down too low; and more than once in this banker's career a gentleman has actually borrowed money for a month or two of the bank at four per cent, rather than exhaust his deposit, or, in other words, paid his debtor interest for the temporary use of his own everlasting property. Such capitalists are not to be found in our day; they may reappear at the Millennium. The banker had three clerks; one a youth and very subordinate, the other two steady old men, at good salaries, who knew the affairs of the bank, but did not chatter them out of doors, because they were allowed to talk about them to their employer; and this was a vent. The tongue must have a regular vent or random explosions--choose! Besides the above compliment paid to years of probity and experience, the ancient _regime_ bound these men to the interest and person of their chief by other simple customs now no more. At each of the four great festivals of the Church they dined with Mr. and Mrs. Hardie, and were feasted and cordially addressed as equals, though they could not be got to reply in quite the same tone. They were never scorned, but a peculiar warmth of esteem and friendship was shown them on these occasions. One reason was, the old-fangled banker himself aspired to no higher character than that of a man of business, and were not these clerks men of business good and true? his staff, not his menials? And since I sneered just now at a vital simplicity, let me hasten to own that here, at least, it was wise, as well as just and worthy. Where men are forever handling heaps of money, it is prudent to fortify them doubly against temptation--with self-respect, and a sufficient salary.