What we _could_ have would be a comfortable flat, and some nice furniture. We'd pay cash for all we could, and buy the remainder of the necessary things on time. We had found a wonderful, brand-new flat which we could rent for twenty-five dollars a month. It had hardwood floors, steam heat, two big bedrooms, a fine living room with a gas grate, a hot-water heater for the bath, and everything modern and convenient. To-day the landlord would ask ninety dollars a month for that place and tell you he was losing money at that. With the rent paid, we should have eighty-seven dollars a month left to live on. The grocery bill, at that time, would not run more than twenty dollars a month; telephone, gas, and electric light would not exceed ten dollars a month; the milkman and the paper boy would take but little, and in winter time a ton of coal per month would be sufficient. Oh, we should have plenty of money, and could easily afford to pledge twenty dollars a month to pay for necessary furniture. It will be noticed that into our dreaming came no physician, no dentist, no expenses bobbing up from unexpected sources. Not a single bill collector called at the front door of our dream castle to ask for money which we did not have. If older and wiser heads suggested the possibility of danger, we produced our plans on paper, and asked them from whence could trouble come? To-day we understand the depth of the kindly smile which our protests always evoked. They were letting the dreamers dream. At last the furniture was bought on the installment plan and the new flat was being put in order. It called for a few more pieces of furniture than we had figured on, and the debt, in consequence, was greater; but that meant merely a few months more to make payments. It was fine furniture, too! Of course it has long since ceased to serve us; but never in this world shall that dining set be duplicated! For perfection of finish and loveliness of design, that first oak dining table will linger in our memories for life. The one we now have cost more than all the money we spent for all the furniture with which we began housekeeping; and yet, figuring according to the joy it has brought to us, it is poor in comparison. And so it was, too, with the mahogany settee, upholstered in green plush, and the beveled glass dresser, and the living-room chairs. We used to make evening trips over to that flat merely for the joy of admiring these things--our things; the first we had ever possessed. Then came the night of June 27th. We had both looked forward to that wonderful honeymoon trip up the lakes to Mackinac Island, and tomorrow we were to start. But right then I am sure that both Mother and I wished we might call it off. It seemed so foolish to go away from such a beautiful flat and such lovely furniture. The honeymoon trip lasted two weeks; and one day, at Mackinac Island, I found Mother in tears. "What the matter?" I asked.