The girls who had been inseparable friends during the four years at the fashionable Highacres Seminary parted at the Battery to go in as many different directions. Marion Starr's home was far up on Riverside Drive, while Barbara Morris' millionaire father had an extensive estate on Long Island. Esther Ballard, the only daughter of devoted parents, resided in the house of her grandfather, Colonel Ballard, on Washington Square, while Jane Abbott's family of four lived in the same rambling, picturesque wooden house that Mr. Abbott's father had built for his bride long before his name had become so well known on Wall Street. Edgemere, a pretty little town among the Jersey hills, Mr. Abbott deemed a good place to bring up his younger girl and boy, and so, although Jane often pleaded that they move to a more fashionable suburb, in Edgemere they had remained. Nor would her father tear down the old home to replace it with one finer, for his beloved wife, who had died at the birth of little Julie, had planned it and had chosen all of the furnishings. "Some day you will have a home of your own, Jane," he had told his proud older daughter, "and then you may have it as fine as you wish." But in all other things, Mr. Abbott humored her, for she was so like her mother in appearance. It was with sorrow that the father had to confess in his heart that there the resemblance ceased, for the mother, who had been equally beautiful, had been neither proud nor selfish. Little Julie, though not so beautiful, was far more like the mother in nature, and so, too, was Daniel, the nineteen-year-old lad upon whom the father placed so much reliance. Regrettable as it may seem, Jane Abbott, as she stood on the deck of the ferry that was to convey her to the Jersey shore, was actually dreading the two weeks that she would have to spend in her own home. Marion had suggested that they plan going to Newport by the middle of July and it was now the first. It was late afternoon, and there were many working girls on the huge ferry, who were returning to their Jersey homes after a long hot day in the New York offices. As they crowded against her, Jane drew herself away from them haughtily, thankful, indeed, that her father was so wealthy that she would never have to earn her own way in the world, nor wear such unattractive ready-made dresses. Unconsciously her lips curled scornfully until she chanced to catch a glimpse of her own trim tailored figure in one of the panel mirrors; then she smiled complacently and seated herself somewhat apart from the working girls, who, from time to time, glanced at her, as she supposed, with admiration. But she was disabused of this satisfying thought when one of them spoke loud enough for her to hear. "See that stiff-necked snob! She thinks she's made of different clay from the rest of us. I wish her pa'd lose his money, so she'd have to scrub for a living."