It was hard, so hard for Dan to tell the whole truth to a girl whom he knew, with sorrow, thought only of herself. He had believed that trouble might awaken the true Jane, whom he had always felt must be somewhere deep under all the adamant of selfishness, but as yet there was no evidence of it. He removed his hand, as from something that hurt him, and folding his arms, he began: "Our father is in great trouble, Jane, and he needs our aid, but at present all we can do is to bear cheerfully the inconveniences that are not nearly as severe as many others have to endure." But the girl was impatient. "For goodness sakes, Dan, don't preach! Now is no time to moralize. If our father has done some idiotic speculating and has lost his money, tell me so squarely." A red spot burned in each pale cheek of the lad and a light of momentary indignation flashed in his eyes, but he replied calmly enough: "Remember, Jane, that you are speaking of our father, one of the noblest men who ever trod on this earth. You know as well as I do that Dad never did any wildcat speculating." "Well, then, stop beating around the bush and tell me just what has happened." CHAPTER III. FACING HARD TRUTHS "It is because our father is honest that today we are poor," Dan Abbott began, "and I glory in that fact." His sister, sitting beside him in the train that was nearing Edgemere, curled her lips but did not reply. "The firm to which Dad belonged made illegal contracts in western oil fields. The other men will be many times richer than they were before, but, because our father scorned to be a party to such dishonesty, he has failed. Not a one of the men in whom he trusted made the slightest effort to help avert the catastrophe." "When did this all happen?" Jane's voice was still hard, almost bitter, as though she felt hatred and scorn for her father, rather than loyalty and admiration. "Last February," was the brief reply. "Then why was I not informed? Am I a mere infant to be kept in ignorance of facts like these? Father has treated me unfairly, letting me boast to my most intimate friends that I could have an elaborate Paris wardrobe for the summer. My position is certainly a most unpleasant one." At this the slow temper of the lad at her side flamed and though he spoke in a low voice that the other passengers might not hear, he said just what he thought. "Jane Abbott, you are the most selfish, heartless girl I have ever known. It is very hard to believe that you are an own daughter to that most wonderful woman whom we are permitted to claim as our mother. In an hour of trouble (and there were many of them in those long ago days) she was always brave and cheerful, comforting Dad and urging him above all to be true to an ideal. But I actually believe that you, Jane Abbott, would rather our Dad had entered into dishonest negotiations as did the other members of his firm."