By the time that Phoebe was eighteen years of age, Jeremiah Pamflett was firmly established in Miser Farebrother's office in London. In the miser's shrewd eyes he had justified the praise his mother had bestowed upon him. A slyer, smarter manager, Miser Farebrother could scarcely hope to have. Even the miser himself could not be more exacting with tardy borrowers or more grinding in the collecting of rents; for Miser Farebrother had now a great many houses in the poor localities of the metropolis, which, at the rents for which he let them, paid him a high rate of interest for his outlay. He had not, in the first instance, purchased these houses, nor had he ever drifted into the folly of building one. It was property he had advanced money upon, which had not been repaid, and as he had calculated all the chances beforehand, lending at exorbitant interest, and draining, so to speak, the hearts' blood of his customers, he made rare bargains in this line. Had he followed his own inclination he would have trusted no man to manage his business; but rheumatism and neuralgic pains were firmly settled in his bones, and frequently for days together he was unable to move out of Parksides. Then Jeremiah Pamflett would come down to him with papers and books, and they would remain closeted together for hours going over the accounts. He had his own private sets of books in Parksides, and he turned Phoebe to account in making them up and in writing for him. This was not a regular, but a fitful employment with the young girl, and her father was satisfied to spare her to go to London, to the house of Aunt Leth in Camden Town, to whom she paid long visits. In that house it may be truly said that Phoebe enjoyed the sunshine of life. Aunt Leth, who taught her own children at home--not caring to send them to school, and not being rich enough to afford a private governess or a tutor for them--taught Phoebe also, and the firmest bonds of love were cemented between them. When Mrs. Lethbridge had married, her house was not at all badly furnished; friends and relatives of her husband had made them many useful household presents, and Mr. Lethbridge had received from his father a special sum to be expended on house furniture. Although but little of a worldly man, Mr. Lethbridge had purchased furniture of a substantial description, and the care taken of it by his good wife made it quite respectable-looking, even after long years of wear and tear. Perhaps the most acceptable of all the wedding presents was a famous piano from a generous uncle, which she cherished and preserved. It was, indeed, to her almost as a living member of her family, and she grew to have a strong affection for it. This will be understood by those who love music as Mrs. Lethbridge did. More and more endeared to them did this treasure become with age, and numberless were the pleasant evenings it afforded them, especially in the spring-time of