Upon his return to New York, Mr. Ollie had signalized his advent by dragging his mother and sister to Saint Agnes's from their old pew at Grace Church, the ritual of that place not being sufficiently Puseyitic for his views; his father, the elder Livingston, who had no religion to mention save certain maxims of business and the rules of his club, being, fortunately for his son's high church movement, dead. This performance of the heir of the house had made his mother think him a saint; as, indeed, to do the young man justice, he wished to be; and had Ollie Livingston elected to follow any profession, he would doubtless have turned to the ministry; but his million of dollars perhaps dulled his incentive for work, and after his return from England, the young man had done nothing; but as Ferdie had irreverently expressed it, "had done that nothing GRANDLY." And why should he work? He had money enough to command any ordinary luxury of life. As for position, was he not a Livingston, and could he add additional honor to that old Knickerbocker name? thought his mother. There was only one trouble in all their family affairs, and that was removed by the settlement Mr. Travenion had made upon Ollie's _fiancee_, for as such Mrs. Livingston already regarded Erma. In order to make the settlement upon his son, the elder Livingston had culled his best securities and most gilded collaterals; those left for the support of his widow and daughter, not being so stable, had depreciated in the last few years, and Mrs. Livingston's income had dwindled until it was not what she considered it should be for a lady of her station. Now, of course, if Ollie married a very rich wife, he could be very liberal to his mother and sister, and that point had been happily settled by the million-dollar settlement upon Miss Travenion. It is some thought of this that is in Erma's mind once or twice in her first day's journey towards the West. The girl loves Mrs. Livingston, who had been a companion of Erma's mother, and had been very kind to the child even after her father's reverses, and had frequently visited Miss Hines' Academy in Gramercy Park, and had the little Erma, now wholly orphaned by her mother's death and father's absence, to her great house on Madison Square, where she had been regaled _en princess_ and sent back to the boarding school made happy with good things to eat and presents that make children's hearts glad. This, Miss Travenion does not forget, now that her father's settlements upon her have made her probably as great an heiress in her own right as any girl of her circle in Manhattan society.